Should transfer date determined for fund transfer to another local or nation bank account fall on a bank holiday, transaction will be processed on the next bank working day.Periodical transactions that fall on the same day as transaction expiration date will not be processed on that date. Transactions set for upcoming date or period is processed at the beginning of each day.

Customer may cancel transactions set for upcoming date by authorizing the cancellation using KeyBCA up until 1 (one) day before the transaction is due, at the latest.

Customer cannot cancel transactions with same-day effective date after authorization by KeyBCa and confirmation “Submit” from Customer because BCA immediately processes these transactions.

Instructions are legally bound to customer, unless Customer can prove otherwise BCA is under no obligation to investigate the authenticity or validity of the person using the User ID, PIN, and KeyBCA or to pass judgment on the propriety of the transaction.

BCA will receive and process all Customer instructions as valid if User ID, PIN, and KeyBCA data is entered.

Every information submitted by Customer and logged in BCA database is assumed correct, and accepted as proof that Customer intended for BCA to perform the financial transaction, unless Customer can prove otherwise.

In addition to User ID and PIN, Customer must enter KeyBCA code as financial transaction approval.

For every financial transaction, the system will confirm data accuracy by providing the opportunity for Customers to confirm or ‘Cancel’'.

Customer must provide accurate transaction information.

To conduct financial transactions through IB BCA, Customer must have a KeyBCA.

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